When you choose an IVA – individual voluntary agreement – to deal with mounting pressure from creditors, BCIA Recovery & Turnaround can help. You can avoid bankruptcy with an IVA and our team can guide you through the process to ensure you see your way to a brighter future, whether the debts are personal or for sole traders.

Our professional team of accountants, lawyers and financial experts can assist you in proposing an arrangement where you contribute affordable payments into an IVA fund. Much like a CVA (which is the company equivalent) you will make a proposal to pay a percentage of your debts back over a period of up to 5 years, although in certain circumstances a one off payment can be made to settle all debts formally. This will protect you from further action by creditors and prevent bailiffs from contacting you.

We always have your interests at heart and work with you to protect your future when facing difficult financial problems. Through an initial analysis of your circumstances we can tailor an IVA plan to your needs so that you can write off debts and look forward with confidence.

To arrange a face-to-face meeting with our team, or to find out more about how you can benefit from an IVA set up by our experts, simply contact us today and we’ll be happy to assist you.


  • I have dealt with Jamie Buchanan and BCIA for a number of years and have always found him and them excellent value. That is, they are very competent, hard working, reasonably priced, capable of lateral thinking, not stuck in traditional ruts.

    They have a wide range of connections and know the right person for the job if a specialism they do not have is required.

    Above all, they are positive and constructive and look for a good outcome.

    Alex Bevan, Mediator
  • BCIA could not have been more helpful with their guidance in assisting us in a pathway to reconstructing our business and our lives. If you are thinking of using a recovery company, in my opinion, you could not use a more professional or helpful practice. Always answering a call when you need them most and if engaged, responding as promptly as they possibly can. If you are a small or large company they can tick every box that you require.

    Trevor & Heather Webber, Directors, Brake & Service World Ltd

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If you are interested in any of our services, please get in touch with us today.

Book a free consultation or call us on 01629 761 680