Business Recovery

Helping your business recover

Our business recovery solutions are designed with flexibility and individuality at their core. Every business faces unique challenges, which is why we create tailor-made strategies that reflect your specific circumstances and objectives.

We specialise in providing innovative funding solutions, supported by a trusted network of high-net-worth individuals and family offices who understand the value of agile, real-world investment. This enables us to offer access to capital and restructuring support when it matters most.

Unlike the one-size-fits-all approach of larger institutions, our boutique service is built on responsiveness, discretion, and personal attention. We work alongside directors and stakeholders to safeguard value, protect jobs, and create a clear pathway to stability and growth.

✔ Tailored funding strategies designed for your business
✔ Access to trusted private investors and family offices
✔ Bespoke, hands-on approach with partner-led support
✔ Focus on long-term sustainability as well as short-term recovery

Our aim is to help you navigate financial pressures with confidence, ensuring you have the tools, funding, and strategy to turn challenges into opportunities.

Corporate insolvency

If your company is unable to meet its financial obligations and cannot pay its creditors as they fall due, it is regarded as insolvent. At this point, directors must take immediate action — continuing to trade while insolvent can expose you to serious legal and personal risks.

The good news is you don’t need to face this situation alone. The BCIA team are here to guide you through every step of the process. We will assess your position, provide clear and practical advice, and work with you to protect your interests while exploring all available options to rescue your business.

Time is critical in these circumstances — the earlier you act, the greater the opportunity to resolve the issues and preserve value.

👉 Contact us today by phone or through the form below for a confidential consultation.

Administration

Administration is a formal insolvency process that places your company under the protection of licensed insolvency practitioners. Once in administration, creditors are prevented from taking further legal action, giving the business valuable breathing space while a rescue or restructuring plan is explored.

For directors, this can be a vital tool to protect the company, safeguard jobs, and manage creditor pressure. Common outcomes of administration include:

Restructuring the business to return it to profitability
Selling the company’s assets or trade to preserve value
Creating a managed route into liquidation where recovery is not possible

At BCIA, we work closely with directors to assess whether administration is the right option, guiding you through the process and ensuring your statutory duties are met. Our role is to secure the best possible outcome for you and your business, while minimising personal risk and maximising opportunities for recovery.

👉 If you think administration may be the right route, contact BCIA today for a confidential consultation.

Liquidation

When a company becomes insolvent, liquidation is often the most likely outcome. As the most common insolvency process, liquidation provides a way to bring closure to a business in an orderly and compliant manner. For many directors, it can be far less stressful than expected — enabling you to sever ties with the company and make a clean break, if that is your preferred route.

At the same time, liquidation does not always mean the end. In the right circumstances, it can form part of a wider recovery strategy. At BCIA, we provide a comprehensive support package that helps directors explore every option to salvage value and, where possible, rescue the business from liquidation altogether.

Our goal is to ensure that the process is managed professionally, legally, and with your best interests at heart — giving you peace of mind and a clear pathway forward.

👉 If liquidation is on the horizon, speak to BCIA today to understand your options and take control of the outcome.

CVA

A Company Voluntary Arrangement (CVA) is a formal insolvency procedure that allows a company to reach a legally binding agreement with its creditors. It enables directors to restructure debts into affordable repayments while continuing to trade and maintain control of the business.

For directors, a CVA can be a highly effective solution — providing breathing space from creditor pressure, protecting jobs, and preserving the underlying value of the company. Unlike liquidation or administration, a CVA keeps the business operating, giving it the chance to recover and return to profitability.

At BCIA, we guide directors through the CVA process from start to finish. We work with you to:

Assess whether a CVA is the right option for your company
Develop a practical repayment plan that creditors are more likely to support
Ensure you comply fully with your legal responsibilities as a director
Provide ongoing support to monitor and manage the arrangement

A CVA can be the key to saving your business while reducing debt in a structured, manageable way.

👉 If you believe your company could benefit from a CVA, contact BCIA today for expert guidance.

HMRC Debt Negotiation

Pressure from HMRC can feel intimidating, particularly when faced with threats of enforcement or escalating arrears. At BCIA, we understand how HMRC operates — their processes, the guidelines they must follow, and the options available to businesses under pressure.

By closely monitoring HMRC guidance and policy changes, we ensure that our advice is always accurate, up to date, and tailored to your circumstances.

Our experienced team will:

Engage directly with HMRC on your behalf
Negotiate realistic payment arrangements to ease cash flow pressure
Explore settlement opportunities to reduce liabilities where possible
Protect you from unnecessary stress by handling the process with professionalism and discretion

With our support, you can face HMRC with confidence, knowing that your best interests are being protected at every step.

👉 If you are under pressure from HMRC, contact BCIA today to discuss your options.