FINANCE SOLUTIONS
Turning business around with expert financial advice
01
Business re-finance
Keeping control of finances is challenging even in the best of times. Whether you are looking to stabilise cash flow, explore recovery options, or fund future growth, refinancing can open the door to stronger financial opportunities.
At BCIA, our team of accountants and finance specialists will work with you to design a tailored finance plan that reflects your business goals while keeping your best interests at the centre of every decision.
We can help you to:
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Restructure existing borrowing on more favourable terms
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Secure new funding to support growth or recovery
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Improve cash flow management with a clear repayment strategy
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Access our trusted network of lenders and investors
Our goal is simple — to provide clarity, stability, and the financial tools your business needs to move forward with confidence.
👉 Contact BCIA today to see how refinancing could help secure your future.
02
Bridging Loans
If you need a short-term loan to cover immediate costs or seize a time-sensitive opportunity, BCIA can source a bridging loan tailored to your specific requirements.
Bridging finance is typically available for periods of up to 12 months and can be arranged quickly, providing you with the flexibility and breathing space needed to resolve temporary financial challenges.
Whether you are looking to:
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Cover a short-term cash flow gap
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Fund the purchase of property or new assets
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Support business operations during a transition period
Our team will identify the most suitable lenders and structure a facility that works for you, ensuring speed, efficiency, and peace of mind.
👉 Contact BCIA today to discuss how a bridging loan could support your business.
03
Asset Finance
If you are looking to raise finance or expand your operations with a new site, vehicles, or equipment, asset finance can provide a flexible and cost-effective solution. At BCIA, we help identify the right asset finance scheme to suit your business needs and long-term goals.
Whether through sale and leaseback, leasing, or contract hire arrangements, we create tailored solutions designed to support your growth while maintaining a healthy cash flow.
Our approach ensures that you can:
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Access new assets without heavy upfront costs
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Release capital tied up in existing assets
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Maintain working capital for day-to-day operations
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Secure a finance plan aligned with your business strategy
With the right asset finance in place, you can invest in the future of your business while protecting its financial stability today.
👉 Contact BCIA to discuss asset finance options that fit your requirements.
04
Invoice Finance
If your business is waiting on customer payments, invoice finance can provide the cash flow boost you need. By releasing funds tied up in unpaid invoices, you gain immediate access to working capital — allowing you to focus on running and growing your business instead of chasing debtors.
Through factoring or invoice discounting, you can:
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Receive payment for your invoices quickly
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Improve cash flow and financial stability
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Reduce the time and cost of credit control
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Protect your business from late payments and bad debt
At BCIA, our finance experts work closely with you to identify the most suitable invoice finance partner, ensuring the facility integrates smoothly with your accounts and supports your wider business goals.
With the right invoice finance arrangement, your company can unlock growth opportunities while removing the stress of waiting to be paid.
👉 Contact BCIA today to explore how invoice finance could benefit your business.
05
Overdrafts
Overdrafts can be useful when your in need of additional funds, but if you find yourself in position where you are unable to pay off your debt you will find yourself getting further into financial distress.
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At BCIA we will help you renegotiate your overdraft or assist you in paying the debt by coming to an agreement with the bank. We are team filled with expert accountants, lawyers and financial consultants all working on your team to eliminate your financial distress and help build a brighter future for your business.